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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Carolina Municipio, Puerto Rico

Fat Boy Data analyzed home improvement loan activity in Carolina Municipio, Puerto Rico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 30 applications were decided by 5 lenders between 2023 and 2025.

Carolina Municipio at a glance

5Active lenders0 with 20+ decisions
56.7%Market approval rate17 of 30 decided
$105KTypical loanmedian lender, $10K brackets
100%Borrower take-up17 loans funded

How Carolina Municipio compares

Approval rate compared
Carolina Municipio56.7%Puerto Rico72.8%All 616 counties62.7%
Typical loan compared
Carolina Municipio$105KPuerto Rico$105KAll 616 counties$75K

What the data shows

Banco Popular De Puerto Rico made the most home improvement loans in Carolina Municipio, PR, 11 of them.

That is 65% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Lenders approved 56.7% of home improvement loan applications in Carolina Municipio, PR, 16.1 percentage points below the Puerto Rico rate of 72.8%.

Home improvement loan lenders in Carolina Municipio

LenderApprovalApprovedTaken upTypical loanLoans made
1Banco Popular De Puerto RicoLimited sample69%11 / 16100%$105K11
2Firstbank Puerto RicoLimited sample43%3 / 7100%$65K3
3Oriental BankLimited sample67%2 / 3100%$75K2
4Pentagon Federal Credit UnionLimited sample33%1 / 3100%$125K1
5Baxter Credit UnionLimited sample0%0 / 10

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Other lending data for Carolina Municipio

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