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investment property lenders · HMDA 2023–2025

Investment property lenders in Cameron County, Texas

Fat Boy Data analyzed investment property mortgage activity in Cameron County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,430 applications were decided by 225 lenders between 2023 and 2025.

Cameron County at a glance

225Active lenders15 with 20+ decisions
84.3%Market approval rate1,206 of 1,430 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,139 loans funded

How Cameron County compares

Approval rate compared
Cameron County84.3%Texas87.5%All 616 counties87.5%
Typical loan compared
Cameron County$205KTexas$215KAll 616 counties$255K

What the data shows

International Bank of Commerce made the most investment property mortgages in Cameron County, TX, 63 of them.

First Community Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 50.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%Wells Fargo Bank, National Association: 44% approved of 25Rocket Mortgage, LLC: 62% approved of 48Security Service Federal Credit Union: 76% approved of 33United Wholesale Mortgage, LLC: 88% approved of 60Cmg Mortgage, Inc.: 89% approved of 36Texas Regional Bank: 89% approved of 36Lower, LLC: 91% approved of 46Fairway Independent Mortgage Corporation: 95% approved of 21PlainsCapital Bank: 96% approved of 52International Bank of Commerce: 97% approved of 71Thrive Mortgage, LLC: 97% approved of 36Lone Star National Bank: 98% approved of 52First Community Bank: 100% approved of 50Highlands Residential Mortgage, Ltd.: 100% approved of 21Texas National Bank: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Cameron County

LenderApprovalApprovedTaken upTypical loanLoans made
1International Bank of Commerce97%69 / 7191%$285K63
2United Wholesale Mortgage, LLCBroker only88%53 / 6094%$195K50
3Lone Star National Bank98%51 / 52100%$265K51
4PlainsCapital Bank96%50 / 5296%$205K48
5First Community Bank100%50 / 50100%$205K50

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 220 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Cameron County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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