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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Gregg County, Texas

Fat Boy Data analyzed investment property refinance activity in Gregg County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 85 applications were decided by 27 lenders between 2023 and 2025.

Gregg County at a glance

27Active lenders0 with 20+ decisions
88.2%Market approval rate75 of 85 decided
$85KTypical loanmedian lender, $10K brackets
93%Borrower take-up70 loans funded

How Gregg County compares

Approval rate compared
Gregg County88.2%Texas74.7%All 616 counties77.7%
Typical loan compared
Gregg County$85KTexas$195KAll 616 counties$235K

What the data shows

Cadence Bank made the most investment property refinances in Gregg County, TX, 15 of them.

Lenders approved 88.2% of investment property refinance applications in Gregg County, TX, 13.6 percentage points above the Texas rate of 74.7%.

The typical investment property refinance here is $85K, 56% smaller than the Texas typical of $195K.

Investment property refinance lenders in Gregg County

LenderApprovalApprovedTaken upTypical loanLoans made
1Cadence BankLimited sample94%16 / 1794%$85K15
2Origin BankLimited sample89%8 / 9100%$55K8
3Austin Bank, Texas National AssociationLimited sample100%7 / 7100%$65K7
4VeraBank, National AssociationLimited sample100%5 / 5100%$135K5
5Texana Bank, National AssociationLimited sample100%5 / 5100%$95K5

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 22 more lenders.

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