HomeTexasGregg CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Gregg County, Texas

Fat Boy Data analyzed cash-out refinance activity in Gregg County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 904 applications were decided by 88 lenders between 2023 and 2025.

Gregg County at a glance

88Active lenders11 with 20+ decisions
65.3%Market approval rate590 of 904 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up562 loans funded

How Gregg County compares

Approval rate compared
Gregg County65.3%Texas66.8%All 616 counties68.2%
Typical loan compared
Gregg County$125KTexas$185KAll 616 counties$155K

What the data shows

EAST TEXAS PROFESSIONAL Credit Union made the most cash-out refinances in Gregg County, TX, 189 of them.

That is 34% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Texas Bank and Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 84% of 31.

The typical cash-out refinance here is $125K, 32% smaller than the Texas typical of $185K.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 5% approved of 20Amerisave Mortgage Corporation: 21% approved of 28Carrington Mortgage Services, LLC: 33% approved of 21Eastman Credit Union: 42% approved of 52GoodLeap, LLC: 64% approved of 36Rocket Mortgage, LLC: 68% approved of 129Credit Union of Texas: 71% approved of 42Loandepot.Com, LLC: 76% approved of 25EAST TEXAS PROFESSIONAL Credit Union: 77% approved of 252Texas Bank and Trust Company: 84% approved of 31United Wholesale Mortgage, LLC: 85% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Gregg County

LenderApprovalApprovedTaken upTypical loanLoans made
1EAST TEXAS PROFESSIONAL Credit Union77%193 / 25298%$55K189
2Rocket Mortgage, LLC68%88 / 12998%$175K86
3Eastman Credit Union42%22 / 52100%$165K22
4Credit Union of Texas71%30 / 4290%$65K27
5GoodLeap, LLC64%23 / 3678%$125K18

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 83 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Gregg County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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