HomeTexasLubbock CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Lubbock County, Texas

Fat Boy Data analyzed cash-out refinance activity in Lubbock County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,545 applications were decided by 125 lenders between 2023 and 2025.

Lubbock County at a glance

125Active lenders17 with 20+ decisions
68.2%Market approval rate1,053 of 1,545 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up999 loans funded

How Lubbock County compares

Approval rate compared
Lubbock County68.2%Texas66.8%All 616 counties68.2%
Typical loan compared
Lubbock County$155KTexas$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Lubbock County, TX, 213 of them.

Peoples Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 32.

The typical cash-out refinance here is $155K, 16% smaller than the Texas typical of $185K.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 18% approved of 60Wells Fargo Bank, National Association: 31% approved of 64City Bank: 35% approved of 69Newrez LLC: 42% approved of 43American Financing Corporation: 43% approved of 28Carrington Mortgage Services, LLC: 47% approved of 43Amarillo National Bank: 66% approved of 35Loandepot.Com, LLC: 66% approved of 82Pennymac Loan Services, LLC: 71% approved of 24GoodLeap, LLC: 72% approved of 46United Wholesale Mortgage, LLC: 74% approved of 43Rocket Mortgage, LLC: 77% approved of 279Texas Tech Federal Credit Union: 85% approved of 62Nationstar Mortgage LLC: 85% approved of 62JPMorgan Chase Bank, National Association: 95% approved of 20Alliance Credit Union: 95% approved of 209Peoples Bank: 100% approved of 32

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Lubbock County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%215 / 27999%$155K213
2Alliance Credit Union95%199 / 209100%$95K199
3Loandepot.Com, LLC66%54 / 8291%$165K49
4City Bank35%24 / 69100%$135K24
5Wells Fargo Bank, National Association31%20 / 64100%$125K20

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 120 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Lubbock County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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