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investment property lenders · HMDA 2023–2025

Investment property lenders in Lubbock County, Texas

Fat Boy Data analyzed investment property mortgage activity in Lubbock County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,042 applications were decided by 272 lenders between 2023 and 2025.

Lubbock County at a glance

272Active lenders32 with 20+ decisions
94.2%Market approval rate2,864 of 3,042 decided
$145KTypical loanmedian lender, $10K brackets
97%Borrower take-up2,769 loans funded

How Lubbock County compares

Approval rate compared
Lubbock County94.2%Texas87.5%All 616 counties87.5%
Typical loan compared
Lubbock County$145KTexas$215KAll 616 counties$255K

What the data shows

Alliance Credit Union made the most investment property mortgages in Lubbock County, TX, 264 of them.

City Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 217.

Lenders approved 94.2% of investment property mortgage applications in Lubbock County, TX, 6.7 percentage points above the Texas rate of 87.5%.

The typical investment property mortgage here is $145K, 33% smaller than the Texas typical of $215K.

Approval rate of all 32 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 14% approved of 22Homexpress Mortgage Corp.: 68% approved of 4121St Mortgage Corporation: 78% approved of 46Deephaven Mortgage LLC: 85% approved of 20Kind Lending, LLC: 87% approved of 79Centennial Bank: 89% approved of 28Cardinal Financial Company, Limited Partnership: 90% approved of 21Lower, LLC: 90% approved of 21Rocket Mortgage, LLC: 91% approved of 35HTLF Bank: 92% approved of 60Michigan Mutual, Inc.: 93% approved of 43Ark-La-Tex Financial Services, LLC.: 95% approved of 59United Wholesale Mortgage, LLC: 95% approved of 218Fairway Independent Mortgage Corporation: 95% approved of 20T2 Financial LLC: 97% approved of 108Western Bank: 98% approved of 41First United Bank: 98% approved of 53Prosperity Bank: 98% approved of 113Community National Bank: 98% approved of 66Texas Tech Federal Credit Union: 99% approved of 213Alliance Credit Union: 100% approved of 265City Bank: 100% approved of 217Citizens State Bank: 100% approved of 104Peoples Bank: 100% approved of 74Amwest Funding Corp.: 100% approved of 53Amarillo National Bank: 100% approved of 42Solera National Bank: 100% approved of 41Vista Bank: 100% approved of 39Southwest Bank: 100% approved of 32Crosscountry Mortgage, LLC: 100% approved of 24Plains Commerce Bank: 100% approved of 22Thrive Mortgage, LLC: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Lubbock County

LenderApprovalApprovedTaken upTypical loanLoans made
1Alliance Credit Union100%264 / 265100%$145K264
2United Wholesale Mortgage, LLCBroker only95%207 / 21898%$165K202
3City Bank100%217 / 217100%$155K217
4Texas Tech Federal Credit Union99%211 / 21398%$145K207
5Prosperity Bank98%111 / 11395%$145K105

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 267 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Lubbock County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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