Home improvement loan lenders in Travis County, Texas
Fat Boy Data analyzed home improvement loan activity in Travis County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,645 applications were decided by 143 lenders between 2023 and 2025.
Travis County at a glance
How Travis County compares
What the data shows
Frost Bank made the most home improvement loans in Travis County, TX, 613 of them.
Amplify Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 90% of 311.
Lenders approved 53.5% of home improvement loan applications in Travis County, TX, 6.8 percentage points above the Texas rate of 46.6%.
The typical home improvement loan here is $125K, 19% larger than the Texas typical of $105K.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Travis County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Frost Bank | 58% | 657 / 1,124 | 93% | $165K | 613 |
| 2 | Bank of America, National Association | 37% | 333 / 910 | 98% | $125K | 325 |
| 3 | Austin Telco | 69% | 312 / 454 | 94% | $85K | 293 |
| 4 | Amplify Credit Union | 90% | 281 / 311 | 99% | $155K | 277 |
| 5 | Discover Bank | 22% | 68 / 310 | 100% | $95K | 68 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 138 more lenders.
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