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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Utah

Fat Boy Data analyzed home purchase mortgage activity in Utah to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 110,558 applications were decided by 495 lenders between 2023 and 2025.

Utah at a glance

495Active lenders189 with 20+ decisions
90.3%Market approval rate99,793 of 110,558 decided
$435KTypical loanmedian lender, $10K brackets
96%Borrower take-up95,952 loans funded

How Utah compares

Approval rate compared
Utah90.3%All 616 counties87.6%
Typical loan compared
Utah$435KAll 616 counties$335K

What the data shows

Intercap Lending Inc. made the most home purchase mortgages in Utah, 7,214 of them.

Cache Valley Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 372.

The typical home purchase mortgage here is $435K, 30% larger than the the United States typical of $335K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 17% approved of 2,189Vanderbilt Mortgage and Finance, Inc.: 17% approved of 926Credit Human Federal Credit Union: 38% approved of 333Triad Financial Services, Inc.: 59% approved of 952Mountain America Federal Credit Union: 77% approved of 2,941Kind Lending, LLC: 80% approved of 3,059Glacier Bank: 80% approved of 331U.S. Bank National Association: 81% approved of 555Pennymac Loan Services, LLC: 82% approved of 986Wells Fargo Bank, National Association: 83% approved of 339AMERICA FIRST Federal Credit Union: 84% approved of 2,855Sierra Pacific Mortgage Company, Inc.: 84% approved of 420Utah Community Federal Credit Union: 85% approved of 698JPMorgan Chase Bank, National Association: 86% approved of 571Goldenwest: 86% approved of 827Zions Bancorporation, N.A.: 87% approved of 1,453Rocket Mortgage, LLC: 89% approved of 4,070Guaranteed Rate Affinity, LLC: 90% approved of 337Loandepot.Com, LLC: 90% approved of 417Lennar Mortgage, LLC: 90% approved of 1,316Mortgage Research Center, LLC: 90% approved of 700Direct Mortgage, Corp.: 90% approved of 533Homeamerican Mortgage Corporation: 91% approved of 738Amwest Funding Corp.: 91% approved of 460Canyon View: 92% approved of 366Newrez LLC: 92% approved of 531Dhi Mortgage Company, Ltd.: 92% approved of 3,761Primelending, A Plainscapital Company: 93% approved of 423Citywide Home Loans, LLC: 93% approved of 597United Wholesale Mortgage, LLC: 94% approved of 15,559Provident Funding Associates, L.P.: 94% approved of 1,192Paramount Residential Mortgage Group, Inc.: 95% approved of 776American Pacific Mortgage Corporation: 95% approved of 787Cmg Mortgage, Inc.: 95% approved of 442The Loan Store, Inc.: 95% approved of 1,873Guaranteed Rate, Inc.: 96% approved of 677Cardinal Financial Company, Limited Partnership: 96% approved of 517Plains Commerce Bank: 96% approved of 1,558Securitynational Mortgage Company: 96% approved of 3,932New American Funding, LLC: 97% approved of 682Bank of Utah: 97% approved of 873Veritas Funding, LLC: 97% approved of 732Ark-La-Tex Financial Services, LLC.: 98% approved of 385Sun American Mortgage Company: 98% approved of 682Fairway Independent Mortgage Corporation: 98% approved of 1,668Canopy Mortgage, LLC: 98% approved of 812Crosscountry Mortgage, LLC: 98% approved of 954Primary Residential Mortgage, Inc.: 98% approved of 621First Colony Mortgage Corporation: 99% approved of 6,553Guild Mortgage Company LLC: 99% approved of 5,401Academy Mortgage Corporation: 99% approved of 1,327Security Home Mortgage, LLC: 99% approved of 1,097Clm Mortgage, Inc.: 99% approved of 680Intercap Lending Inc.: 99% approved of 7,690Nest Home Lending, LLC: 99% approved of 470Ranlife, Inc.: 99% approved of 1,025Castle & Cooke Mortgage, LLC: 99% approved of 442Belem Servicing LLC: 100% approved of 521My Move Mortgage, LLC: 100% approved of 2,102Cache Valley Bank: 100% approved of 372

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Utah

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only94%14,547 / 15,55999%$445K14,371
2Intercap Lending Inc.99%7,623 / 7,69095%$425K7,214
3First Colony Mortgage Corporation99%6,460 / 6,55399%$435K6,382
4Guild Mortgage Company LLC99%5,326 / 5,40194%$395K4,998
5Rocket Mortgage, LLC89%3,638 / 4,07099%$465K3,602

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 490 more lenders.

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Other lending data for Utah

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Counties in Utah

Salt Lake CountyCountyUtah CountyCountyDavis CountyCountyWeber CountyCountyWashington CountyCountyCache CountyCounty