Refinance lenders in Utah
Fat Boy Data analyzed mortgage refinance activity in Utah to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 44,613 applications were decided by 333 lenders between 2023 and 2025.
Utah at a glance
How Utah compares
What the data shows
AMERICA FIRST Federal Credit Union made the most mortgage refinances in Utah, 9,058 of them.
That is 28% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.
My Move Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 99% of 101.
The typical mortgage refinance here is $155K, 47% smaller than the the United States typical of $295K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Refinance lenders in Utah
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | AMERICA FIRST Federal Credit Union | 83% | 9,498 / 11,477 | 95% | $105K | 9,058 |
| 2 | Mountain America Federal Credit Union | 57% | 4,917 / 8,599 | 98% | $125K | 4,821 |
| 3 | United Wholesale Mortgage, LLCBroker only | 88% | 3,162 / 3,589 | 98% | $485K | 3,103 |
| 4 | Utah Community Federal Credit Union | 87% | 1,644 / 1,879 | 87% | $155K | 1,434 |
| 5 | Zions Bancorporation, N.A. | 79% | 1,341 / 1,691 | 82% | $295K | 1,102 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 328 more lenders.
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You are seeing the 5 largest mortgage refinance lenders in Utah. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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