Refinance lenders in Davis County, Utah
Fat Boy Data analyzed mortgage refinance activity in Davis County, Utah to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,618 applications were decided by 190 lenders between 2023 and 2025.
Davis County at a glance
How Davis County compares
What the data shows
AMERICA FIRST Federal Credit Union made the most mortgage refinances in Davis County, UT, 2,072 of them.
That is 41% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.
First Colony Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.
The typical mortgage refinance here is $115K, 26% smaller than the Utah typical of $155K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Refinance lenders in Davis County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | AMERICA FIRST Federal Credit Union | 86% | 2,176 / 2,529 | 95% | $105K | 2,072 |
| 2 | Mountain America Federal Credit Union | 61% | 594 / 969 | 99% | $115K | 587 |
| 3 | United Wholesale Mortgage, LLCBroker only | 90% | 447 / 498 | 98% | $485K | 438 |
| 4 | Goldenwest | 80% | 253 / 318 | 89% | $125K | 226 |
| 5 | Zions Bancorporation, N.A. | 83% | 164 / 197 | 90% | $255K | 147 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 185 more lenders.
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You are seeing the 5 largest mortgage refinance lenders in Davis County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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