HomeUtahDavis CountyInvestment refinance
investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Davis County, Utah

Fat Boy Data analyzed investment property refinance activity in Davis County, Utah to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 212 applications were decided by 58 lenders between 2023 and 2025.

Davis County at a glance

58Active lenders2 with 20+ decisions
74.1%Market approval rate157 of 212 decided
$305KTypical loanmedian lender, $10K brackets
89%Borrower take-up139 loans funded

How Davis County compares

Approval rate compared
Davis County74.1%Utah72.2%All 616 counties77.7%
Typical loan compared
Davis County$305KUtah$325KAll 616 counties$235K

What the data shows

AMERICA FIRST Federal Credit Union made the most investment property refinances in Davis County, UT, 40 of them.

That is 29% of every investment property refinance originated here, so this market is unusually concentrated in one lender.

Goldenwest approved the highest share of applications among lenders with at least 20 decisions here, 90% of 20.

Investment property refinance lenders in Davis County

LenderApprovalApprovedTaken upTypical loanLoans made
1AMERICA FIRST Federal Credit Union68%43 / 6393%$145K40
2Goldenwest90%18 / 2083%$335K15
3United Wholesale Mortgage, LLCBroker only82%14 / 17100%$305K14
4The Loan Store, Inc.Limited sample100%13 / 1338%$305K5
5Mountain America Federal Credit UnionLimited sample0%0 / 120

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 53 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Davis County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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