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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Salt Lake County, Utah

Fat Boy Data analyzed investment property refinance activity in Salt Lake County, Utah to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,050 applications were decided by 146 lenders between 2023 and 2025.

Salt Lake County at a glance

146Active lenders8 with 20+ decisions
68.8%Market approval rate722 of 1,050 decided
$365KTypical loanmedian lender, $10K brackets
91%Borrower take-up659 loans funded

How Salt Lake County compares

Approval rate compared
Salt Lake County68.8%Utah72.2%All 616 counties77.7%
Typical loan compared
Salt Lake County$365KUtah$325KAll 616 counties$235K

What the data shows

AMERICA FIRST Federal Credit Union made the most investment property refinances in Salt Lake County, UT, 174 of them.

That is 26% of every investment property refinance originated here, so this market is unusually concentrated in one lender.

Intercap Lending Inc. approved the highest share of applications among lenders with at least 20 decisions here, 97% of 34.

The typical investment property refinance here is $365K, 12% larger than the Utah typical of $325K.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%Mountain America Federal Credit Union: 12% approved of 81Zions Bancorporation, N.A.: 29% approved of 31Kind Lending, LLC: 61% approved of 33Rocket Mortgage, LLC: 74% approved of 23AMERICA FIRST Federal Credit Union: 74% approved of 270United Wholesale Mortgage, LLC: 77% approved of 83The Loan Store, Inc.: 86% approved of 51Intercap Lending Inc.: 97% approved of 34

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Salt Lake County

LenderApprovalApprovedTaken upTypical loanLoans made
1AMERICA FIRST Federal Credit Union74%200 / 27087%$135K174
2United Wholesale Mortgage, LLCBroker only77%64 / 8398%$395K63
3Mountain America Federal Credit Union12%10 / 81100%$255K10
4The Loan Store, Inc.86%44 / 5191%$395K40
5Intercap Lending Inc.97%33 / 3488%$455K29

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 141 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Salt Lake County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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