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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Salt Lake County, Utah

Fat Boy Data analyzed cash-out refinance activity in Salt Lake County, Utah to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,869 applications were decided by 258 lenders between 2023 and 2025.

Salt Lake County at a glance

258Active lenders70 with 20+ decisions
73.7%Market approval rate9,483 of 12,869 decided
$185KTypical loanmedian lender, $10K brackets
95%Borrower take-up8,991 loans funded

How Salt Lake County compares

Approval rate compared
Salt Lake County73.7%Utah74.2%All 616 counties68.2%
Typical loan compared
Salt Lake County$185KUtah$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Salt Lake County, UT, 1,633 of them.

My Move Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 30.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 9% approved of 54Amerisave Mortgage Corporation: 28% approved of 457American Financing Corporation: 30% approved of 120Spring Eq, LLC: 42% approved of 115Carrington Mortgage Services, LLC: 42% approved of 234Lakeview Loan Servicing, LLC: 44% approved of 132KeyBank National Association: 51% approved of 35AMERICA FIRST Federal Credit Union: 53% approved of 241Newrez LLC: 53% approved of 374Wells Fargo Bank, National Association: 59% approved of 73Village Capital & Investment LLC: 60% approved of 25Quorum Federal Credit Union: 62% approved of 61Mutual of Omaha Mortgage, Inc.: 63% approved of 41New American Funding, LLC: 64% approved of 127Kind Lending, LLC: 67% approved of 213Mountain America Federal Credit Union: 67% approved of 883Loandepot.Com, LLC: 68% approved of 281Sun West Mortgage Company, Inc.: 68% approved of 38Freedom Mortgage Corporation: 70% approved of 200Provident Funding Associates, L.P.: 70% approved of 44Flagstar Bank, National Association: 71% approved of 117American United Federal Credit Union: 72% approved of 74Pennymac Loan Services, LLC: 72% approved of 318Sofi Bank, N.A.tional Association: 73% approved of 44JPMorgan Chase Bank, National Association: 73% approved of 82Onity Mortgage Corporation: 74% approved of 38Goldenwest: 74% approved of 266CYPRUS Federal Credit Union: 74% approved of 813U.S. Bank National Association: 74% approved of 140Security Service Federal Credit Union: 76% approved of 358Ark-La-Tex Financial Services, LLC.: 76% approved of 25Securitynational Mortgage Company: 76% approved of 97GoodLeap, LLC: 77% approved of 119Plaza Home Mortgage, Inc.: 79% approved of 71Navy Federal Credit Union: 79% approved of 43The Federal Savings Bank: 81% approved of 83Nationstar Mortgage LLC: 81% approved of 217Rocket Mortgage, LLC: 83% approved of 2,031United Wholesale Mortgage, LLC: 83% approved of 1,188Guaranteed Rate, Inc.: 84% approved of 37Zions Bancorporation, N.A.: 84% approved of 161Fairway Independent Mortgage Corporation: 85% approved of 61Deseret First Credit Union: 86% approved of 50Granite Federal Credit Union: 87% approved of 240Canopy Mortgage, LLC: 88% approved of 33Nexera Holding LLC: 88% approved of 25Equity Prime Mortgage LLC: 88% approved of 25Amwest Funding Corp.: 89% approved of 61Direct Mortgage, Corp.: 89% approved of 46The Loan Store, Inc.: 90% approved of 39Canyon View: 90% approved of 453Paramount Residential Mortgage Group, Inc.: 92% approved of 24Guild Mortgage Company LLC: 94% approved of 156First Colony Mortgage Corporation: 94% approved of 33Crosscountry Mortgage, LLC: 95% approved of 58Intercap Lending Inc.: 96% approved of 173Ranlife, Inc.: 96% approved of 112Coastal Community Bank: 98% approved of 62My Move Mortgage, LLC: 100% approved of 30Jordan Federal Credit Union: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Salt Lake County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%1,683 / 2,03197%$155K1,633
2United Wholesale Mortgage, LLCBroker only83%991 / 1,18898%$335K974
3Mountain America Federal Credit Union67%592 / 88399%$165K588
4CYPRUS Federal Credit Union74%603 / 813100%$115K603
5Amerisave Mortgage Corporation28%129 / 45796%$105K124

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 253 more lenders.

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Other lending data for Salt Lake County

Mortgage lenders in Salt Lake CountyHome improvement loans in Salt Lake CountyRefinance in Salt Lake CountyInvestment property purchase in Salt Lake CountyInvestment cash-out refinance in Salt Lake CountyInvestment refinance in Salt Lake CountyInvestment home improvement in Salt Lake County

Nearby markets

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