HomeUtahSalt Lake CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Salt Lake County, Utah

Fat Boy Data analyzed investment cash-out refinance activity in Salt Lake County, Utah to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,103 applications were decided by 149 lenders between 2023 and 2025.

Salt Lake County at a glance

149Active lenders14 with 20+ decisions
70.9%Market approval rate782 of 1,103 decided
$315KTypical loanmedian lender, $10K brackets
94%Borrower take-up736 loans funded

How Salt Lake County compares

Approval rate compared
Salt Lake County70.9%Utah73.3%All 616 counties73.1%
Typical loan compared
Salt Lake County$315KUtah$305KAll 616 counties$205K

What the data shows

Intercap Lending Inc. made the most investment cash-out refinances in Salt Lake County, UT, 33 of them.

Intercap Lending Inc. approved the highest share of applications among lenders with at least 20 decisions here, 97% of 36.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%AMERICA FIRST Federal Credit Union: 35% approved of 23Mountain America Federal Credit Union: 39% approved of 64Hometown Equity Mortgage, LLC: 52% approved of 21Homexpress Mortgage Corp.: 61% approved of 28Goldenwest: 63% approved of 41Rocket Mortgage, LLC: 64% approved of 33Zions Bancorporation, N.A.: 73% approved of 33Kind Lending, LLC: 73% approved of 30United Wholesale Mortgage, LLC: 74% approved of 163Ocmbc, Inc.: 78% approved of 23Nexera Holding LLC: 90% approved of 20The Loan Store, Inc.: 90% approved of 31Amwest Funding Corp.: 94% approved of 31Intercap Lending Inc.: 97% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Salt Lake County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only74%120 / 163100%$315K120
2Mountain America Federal Credit Union39%25 / 64100%$225K25
3Goldenwest63%26 / 4162%$205K16
4Intercap Lending Inc.97%35 / 3694%$335K33
5Rocket Mortgage, LLC64%21 / 3395%$305K20

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 144 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Salt Lake County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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