HomeUtahUtah CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Utah County, Utah

Fat Boy Data analyzed investment cash-out refinance activity in Utah County, Utah to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 570 applications were decided by 113 lenders between 2023 and 2025.

Utah County at a glance

113Active lenders6 with 20+ decisions
75.1%Market approval rate428 of 570 decided
$285KTypical loanmedian lender, $10K brackets
94%Borrower take-up401 loans funded

How Utah County compares

Approval rate compared
Utah County75.1%Utah73.3%All 616 counties73.1%
Typical loan compared
Utah County$285KUtah$305KAll 616 counties$205K

What the data shows

Goldenwest made the most investment cash-out refinances in Utah County, UT, 20 of them.

The Loan Store, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

Approval rate of all 6 lenders with 20+ decisions here
0%25%50%75%100%Mountain America Federal Credit Union: 45% approved of 31Rocket Mortgage, LLC: 55% approved of 20Zions Bancorporation, N.A.: 65% approved of 20United Wholesale Mortgage, LLC: 75% approved of 100Goldenwest: 85% approved of 27The Loan Store, Inc.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Utah County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only75%75 / 10099%$255K74
2Mountain America Federal Credit Union45%14 / 31100%$225K14
3Goldenwest85%23 / 2787%$355K20
4Rocket Mortgage, LLC55%11 / 20100%$285K11
5The Loan Store, Inc.100%20 / 2090%$335K18

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 108 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Utah County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

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