Refinance lenders in Utah County, Utah
Fat Boy Data analyzed mortgage refinance activity in Utah County, Utah to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,693 applications were decided by 216 lenders between 2023 and 2025.
Utah County at a glance
How Utah County compares
What the data shows
AMERICA FIRST Federal Credit Union made the most mortgage refinances in Utah County, UT, 1,544 of them.
Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 31.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Refinance lenders in Utah County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Mountain America Federal Credit Union | 58% | 1,177 / 2,028 | 98% | $125K | 1,154 |
| 2 | AMERICA FIRST Federal Credit Union | 81% | 1,612 / 1,982 | 96% | $115K | 1,544 |
| 3 | Utah Community Federal Credit Union | 89% | 1,351 / 1,513 | 88% | $155K | 1,188 |
| 4 | United Wholesale Mortgage, LLCBroker only | 88% | 852 / 971 | 99% | $475K | 840 |
| 5 | Zions Bancorporation, N.A. | 77% | 262 / 341 | 83% | $345K | 217 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 211 more lenders.
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You are seeing the 5 largest mortgage refinance lenders in Utah County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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- Typical loan and full range
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