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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Utah County, Utah

Fat Boy Data analyzed investment property refinance activity in Utah County, Utah to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 667 applications were decided by 103 lenders between 2023 and 2025.

Utah County at a glance

103Active lenders8 with 20+ decisions
74.8%Market approval rate499 of 667 decided
$315KTypical loanmedian lender, $10K brackets
92%Borrower take-up459 loans funded

How Utah County compares

Approval rate compared
Utah County74.8%Utah72.2%All 616 counties77.7%
Typical loan compared
Utah County$315KUtah$325KAll 616 counties$235K

What the data shows

AMERICA FIRST Federal Credit Union made the most investment property refinances in Utah County, UT, 83 of them.

The Loan Store, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 96% of 50.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%Mountain America Federal Credit Union: 19% approved of 32United Wholesale Mortgage, LLC: 63% approved of 91AMERICA FIRST Federal Credit Union: 71% approved of 127Zions Bancorporation, N.A.: 72% approved of 25Kind Lending, LLC: 84% approved of 25Utah Community Federal Credit Union: 92% approved of 26First Colony Mortgage Corporation: 93% approved of 29The Loan Store, Inc.: 96% approved of 50

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Utah County

LenderApprovalApprovedTaken upTypical loanLoans made
1AMERICA FIRST Federal Credit Union71%90 / 12792%$155K83
2United Wholesale Mortgage, LLCBroker only63%57 / 9196%$415K55
3The Loan Store, Inc.96%48 / 5075%$345K36
4Mountain America Federal Credit Union19%6 / 32100%$235K6
5First Colony Mortgage Corporation93%27 / 29100%$275K27

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 98 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Utah County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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