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refinance lenders · HMDA 2023–2025

Refinance lenders in Washington County, Utah

Fat Boy Data analyzed mortgage refinance activity in Washington County, Utah to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,580 applications were decided by 172 lenders between 2023 and 2025.

Washington County at a glance

172Active lenders27 with 20+ decisions
75.4%Market approval rate2,700 of 3,580 decided
$255KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,531 loans funded

How Washington County compares

Approval rate compared
Washington County75.4%Utah76.8%All 616 counties76.5%
Typical loan compared
Washington County$255KUtah$155KAll 616 counties$295K

What the data shows

Mountain America Federal Credit Union made the most mortgage refinances in Washington County, UT, 468 of them.

Sun American Mortgage Company approved the highest share of applications among lenders with at least 20 decisions here, 100% of 53.

The typical mortgage refinance here is $255K, 65% larger than the Utah typical of $155K.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 41% approved of 39Mountain America Federal Credit Union: 56% approved of 859Lakeview Loan Servicing, LLC: 58% approved of 26Chartway Federal Credit Union: 65% approved of 167Kind Lending, LLC: 68% approved of 31Utah First: 71% approved of 24Newrez LLC: 74% approved of 27Rocket Mortgage, LLC: 77% approved of 113AMERICA FIRST Federal Credit Union: 78% approved of 457Goldenwest: 78% approved of 93Zions Bancorporation, N.A.: 82% approved of 204Utah Community Federal Credit Union: 85% approved of 20United Wholesale Mortgage, LLC: 88% approved of 295Pennymac Loan Services, LLC: 90% approved of 48State Bank of Southern Utah: 91% approved of 76Freedom Mortgage Corporation: 92% approved of 48Guild Mortgage Company LLC: 92% approved of 106Village Capital & Investment LLC: 93% approved of 29Finance of America Reverse LLC: 93% approved of 30Longbridge Financial, LLC: 94% approved of 48The Loan Store, Inc.: 95% approved of 39Sun American Mortgage Company: 100% approved of 53Intercap Lending Inc.: 100% approved of 43Belem Servicing LLC: 100% approved of 42First Colony Mortgage Corporation: 100% approved of 39My Move Mortgage, LLC: 100% approved of 27Mutual of Omaha Mortgage, Inc.: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Washington County

LenderApprovalApprovedTaken upTypical loanLoans made
1Mountain America Federal Credit Union56%481 / 85997%$115K468
2AMERICA FIRST Federal Credit Union78%357 / 45796%$105K342
3United Wholesale Mortgage, LLCBroker only88%260 / 29598%$455K254
4Zions Bancorporation, N.A.82%168 / 20484%$285K141
5Chartway Federal Credit Union65%109 / 16794%$165K102

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 167 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Washington County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Washington County

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Nearby markets

All lending in Washington CountyCounty overviewRefinance across UtahStatewide