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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Washington County, Utah

Fat Boy Data analyzed cash-out refinance activity in Washington County, Utah to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,222 applications were decided by 160 lenders between 2023 and 2025.

Washington County at a glance

160Active lenders22 with 20+ decisions
74.4%Market approval rate1,654 of 2,222 decided
$215KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,540 loans funded

How Washington County compares

Approval rate compared
Washington County74.4%Utah74.2%All 616 counties68.2%
Typical loan compared
Washington County$215KUtah$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Washington County, UT, 251 of them.

Intercap Lending Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 4% approved of 27Amerisave Mortgage Corporation: 26% approved of 86American Financing Corporation: 56% approved of 27Quorum Federal Credit Union: 57% approved of 21Newrez LLC: 58% approved of 43Village Capital & Investment LLC: 60% approved of 25Freedom Mortgage Corporation: 61% approved of 38Mountain America Federal Credit Union: 66% approved of 188Loandepot.Com, LLC: 71% approved of 51Security Service Federal Credit Union: 75% approved of 64Flagstar Bank, National Association: 75% approved of 24The Federal Savings Bank: 75% approved of 20AMERICA FIRST Federal Credit Union: 77% approved of 22United Wholesale Mortgage, LLC: 77% approved of 164Goldenwest: 79% approved of 133Rocket Mortgage, LLC: 80% approved of 320Pennymac Loan Services, LLC: 80% approved of 50Nationstar Mortgage LLC: 88% approved of 40Zions Bancorporation, N.A.: 89% approved of 54Guild Mortgage Company LLC: 97% approved of 180Sun American Mortgage Company: 98% approved of 46Intercap Lending Inc.: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Washington County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%255 / 32098%$125K251
2Mountain America Federal Credit Union66%124 / 188100%$155K124
3Guild Mortgage Company LLC97%175 / 18090%$235K158
4United Wholesale Mortgage, LLCBroker only77%127 / 16499%$335K126
5Goldenwest79%105 / 13388%$205K92

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 155 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Washington County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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