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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Washington County, Utah

Fat Boy Data analyzed investment property refinance activity in Washington County, Utah to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 420 applications were decided by 90 lenders between 2023 and 2025.

Washington County at a glance

90Active lenders5 with 20+ decisions
75.7%Market approval rate318 of 420 decided
$315KTypical loanmedian lender, $10K brackets
93%Borrower take-up296 loans funded

How Washington County compares

Approval rate compared
Washington County75.7%Utah72.2%All 616 counties77.7%
Typical loan compared
Washington County$315KUtah$325KAll 616 counties$235K

What the data shows

AMERICA FIRST Federal Credit Union made the most investment property refinances in Washington County, UT, 23 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 75% of 20.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%Mountain America Federal Credit Union: 19% approved of 37AMERICA FIRST Federal Credit Union: 71% approved of 35Guild Mortgage Company LLC: 75% approved of 20Zions Bancorporation, N.A.: 79% approved of 24United Wholesale Mortgage, LLC: 85% approved of 47

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Washington County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only85%40 / 47100%$295K40
2Mountain America Federal Credit Union19%7 / 37100%$185K7
3AMERICA FIRST Federal Credit Union71%25 / 3592%$175K23
4Zions Bancorporation, N.A.79%19 / 2463%$485K12
5Guild Mortgage Company LLC75%15 / 2093%$315K14

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 85 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Washington County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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