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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Newton County, Georgia

Fat Boy Data analyzed investment home improvement loan activity in Newton County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 47 applications were decided by 29 lenders between 2023 and 2025.

Newton County at a glance

29Active lenders0 with 20+ decisions
51.1%Market approval rate24 of 47 decided
$65KTypical loanmedian lender, $10K brackets
88%Borrower take-up21 loans funded

How Newton County compares

Approval rate compared
Newton County51.1%Georgia41.9%All 616 counties51.2%
Typical loan compared
Newton County$65KGeorgia$105KAll 616 counties$115K

What the data shows

United Bank made the most investment home improvement loans in Newton County, GA, 5 of them.

Lenders approved 51.1% of investment home improvement loan applications in Newton County, GA, 9.2 percentage points above the Georgia rate of 41.9%.

The typical investment home improvement loan here is $65K, 38% smaller than the Georgia typical of $105K.

Investment property improvement lenders in Newton County

LenderApprovalApprovedTaken upTypical loanLoans made
1United BankLimited sample100%6 / 683%$65K5
2Navy Federal Credit UnionLimited sample20%1 / 5100%$55K1
3Georgia UnitedLimited sample33%1 / 3100%$185K1
4United Community BankLimited sample100%2 / 2100%$55K2
5Regions BankLimited sample0%0 / 20

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 24 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Newton County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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