HomeMassachusettsBarnstable CountyInvestment home improvement
investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Barnstable County, Massachusetts

Fat Boy Data analyzed investment home improvement loan activity in Barnstable County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,013 applications were decided by 111 lenders between 2023 and 2025.

Barnstable County at a glance

111Active lenders6 with 20+ decisions
67.7%Market approval rate686 of 1,013 decided
$205KTypical loanmedian lender, $10K brackets
96%Borrower take-up659 loans funded

How Barnstable County compares

Approval rate compared
Barnstable County67.7%Massachusetts57.6%All 616 counties51.2%
Typical loan compared
Barnstable County$205KMassachusetts$205KAll 616 counties$115K

What the data shows

The Cape Cod Five Cents Savings Bank made the most investment home improvement loans in Barnstable County, MA, 236 of them.

That is 36% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.

The Cape Cod Five Cents Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 81% of 297.

Lenders approved 67.7% of investment home improvement loan applications in Barnstable County, MA, 10.1 percentage points above the Massachusetts rate of 57.6%.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 6 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 44% approved of 73Rockland Trust Company: 47% approved of 76TD Bank, National Association: 53% approved of 55Citizens Bank, National Association: 54% approved of 132Eastern Bank: 71% approved of 41The Cape Cod Five Cents Savings Bank: 81% approved of 297

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property improvement lenders in Barnstable County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Cape Cod Five Cents Savings Bank81%241 / 29798%$205K236
2Citizens Bank, National Association54%71 / 132100%$245K71
3Rockland Trust Company47%36 / 7694%$255K34
4Bank of America, National Association44%32 / 7397%$245K31
5TD Bank, National Association53%29 / 5597%$235K28

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 106 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Barnstable County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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