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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Barnstable County, Massachusetts

Fat Boy Data analyzed investment property refinance activity in Barnstable County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 768 applications were decided by 160 lenders between 2023 and 2025.

Barnstable County at a glance

160Active lenders10 with 20+ decisions
77.0%Market approval rate591 of 768 decided
$435KTypical loanmedian lender, $10K brackets
97%Borrower take-up572 loans funded

How Barnstable County compares

Approval rate compared
Barnstable County77.0%Massachusetts76.8%All 616 counties77.7%
Typical loan compared
Barnstable County$435KMassachusetts$445KAll 616 counties$235K

What the data shows

Citizens Bank, National Association made the most investment property refinances in Barnstable County, MA, 66 of them.

Leader Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 100% of 31.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%Rockland Trust Company: 52% approved of 29Bank of America, National Association: 62% approved of 45Eastern Bank: 64% approved of 36Citizens Bank, National Association: 65% approved of 105TD Bank, National Association: 65% approved of 20Rocket Mortgage, LLC: 70% approved of 30Guaranteed Rate, Inc.: 90% approved of 21The Cape Cod Five Cents Savings Bank: 92% approved of 49Crosscountry Mortgage, LLC: 95% approved of 22Leader Bank, National Association: 100% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Barnstable County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association65%68 / 10597%$305K66
2The Cape Cod Five Cents Savings Bank92%45 / 49100%$395K45
3Bank of America, National Association62%28 / 45100%$455K28
4Eastern Bank64%23 / 3687%$275K20
5Leader Bank, National Association100%31 / 31100%$435K31

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 155 more lenders.

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