HomeMassachusettsBarnstable CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Barnstable County, Massachusetts

Fat Boy Data analyzed cash-out refinance activity in Barnstable County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,145 applications were decided by 185 lenders between 2023 and 2025.

Barnstable County at a glance

185Active lenders21 with 20+ decisions
75.7%Market approval rate2,381 of 3,145 decided
$185KTypical loanmedian lender, $10K brackets
97%Borrower take-up2,306 loans funded

How Barnstable County compares

Approval rate compared
Barnstable County75.7%Massachusetts71.0%All 616 counties68.2%
Typical loan compared
Barnstable County$185KMassachusetts$175KAll 616 counties$155K

What the data shows

The Cape Cod Five Cents Savings Bank made the most cash-out refinances in Barnstable County, MA, 751 of them.

That is 33% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 8% approved of 26Amerisave Mortgage Corporation: 23% approved of 161Lakeview Loan Servicing, LLC: 28% approved of 39Newrez LLC: 45% approved of 116New American Funding, LLC: 50% approved of 24Mutual of Omaha Mortgage, Inc.: 60% approved of 45Citizens Bank, National Association: 67% approved of 33Loandepot.Com, LLC: 69% approved of 116Pennymac Loan Services, LLC: 72% approved of 47First Technology: 73% approved of 30Freedom Mortgage Corporation: 74% approved of 38United Wholesale Mortgage, LLC: 76% approved of 88Service Federal Credit Union: 76% approved of 42Navy Federal Credit Union: 80% approved of 20Rocket Mortgage, LLC: 83% approved of 485First Citizens' Federal Credit Union: 85% approved of 156Nationstar Mortgage LLC: 86% approved of 50The Cape Cod Five Cents Savings Bank: 88% approved of 873Seamen's Bank: 91% approved of 34Cape & Coast Bank: 96% approved of 54Crosscountry Mortgage, LLC: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Barnstable County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Cape Cod Five Cents Savings Bank88%765 / 87398%$155K751
2Rocket Mortgage, LLC83%404 / 48597%$185K393
3Amerisave Mortgage Corporation23%37 / 16197%$165K36
4First Citizens' Federal Credit Union85%133 / 156100%$75K133
5Loandepot.Com, LLC69%80 / 11699%$375K79

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 180 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Barnstable County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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