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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Berkshire County, Massachusetts

Fat Boy Data analyzed investment home improvement loan activity in Berkshire County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 133 applications were decided by 38 lenders between 2023 and 2025.

Berkshire County at a glance

38Active lenders0 with 20+ decisions
63.2%Market approval rate84 of 133 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up79 loans funded

How Berkshire County compares

Approval rate compared
Berkshire County63.2%Massachusetts57.6%All 616 counties51.2%
Typical loan compared
Berkshire County$155KMassachusetts$205KAll 616 counties$115K

What the data shows

Lee Bank made the most investment home improvement loans in Berkshire County, MA, 11 of them.

Lenders approved 63.2% of investment home improvement loan applications in Berkshire County, MA, 5.6 percentage points above the Massachusetts rate of 57.6%.

The typical investment home improvement loan here is $155K, 24% smaller than the Massachusetts typical of $205K.

Investment property improvement lenders in Berkshire County

LenderApprovalApprovedTaken upTypical loanLoans made
1Berkshire BankLimited sample50%9 / 1889%$155K8
2Greylock Federal Credit UnionLimited sample40%6 / 15100%$45K6
3Adams Community BankLimited sample83%10 / 12100%$85K10
4Lee BankLimited sample100%11 / 11100%$175K11
5Citizens Bank, National AssociationLimited sample36%4 / 11100%$155K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 33 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Berkshire County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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