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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Berkshire County, Massachusetts

Fat Boy Data analyzed home purchase mortgage activity in Berkshire County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,726 applications were decided by 187 lenders between 2023 and 2025.

Berkshire County at a glance

187Active lenders18 with 20+ decisions
92.0%Market approval rate3,426 of 3,726 decided
$225KTypical loanmedian lender, $10K brackets
97%Borrower take-up3,309 loans funded

How Berkshire County compares

Approval rate compared
Berkshire County92.0%Massachusetts91.1%All 616 counties87.6%
Typical loan compared
Berkshire County$225KMassachusetts$485KAll 616 counties$335K

What the data shows

Greylock Federal Credit Union made the most home purchase mortgages in Berkshire County, MA, 945 of them.

That is 29% of every home purchase mortgage originated here, so this market is unusually concentrated in one lender.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 443.

The typical home purchase mortgage here is $225K, 54% smaller than the Massachusetts typical of $485K.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%Berkshire Bank: 76% approved of 46Mortgage Research Center, LLC: 80% approved of 60Rocket Mortgage, LLC: 81% approved of 79TD Bank, National Association: 83% approved of 24Citizens Bank, National Association: 85% approved of 20MountainOne Bank: 87% approved of 54The Pittsfield Co-operative Bank: 89% approved of 156Lee Bank: 89% approved of 195Fairway Independent Mortgage Corporation: 91% approved of 33Guaranteed Rate, Inc.: 92% approved of 36Total Mortgage Services, LLC: 92% approved of 25Adams Community Bank: 92% approved of 736Academy Mortgage Corporation: 93% approved of 139Greylock Federal Credit Union: 95% approved of 1,028New American Funding, LLC: 95% approved of 22NBT Bank, National Association: 96% approved of 28Guild Mortgage Company LLC: 97% approved of 443United Wholesale Mortgage, LLC: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Berkshire County

LenderApprovalApprovedTaken upTypical loanLoans made
1Greylock Federal Credit Union95%980 / 1,02896%$225K945
2Adams Community Bank92%679 / 73696%$255K650
3Guild Mortgage Company LLC97%431 / 44396%$215K412
4Lee Bank89%174 / 195100%$305K174
5The Pittsfield Co-operative Bank89%139 / 15696%$255K133

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 182 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Berkshire County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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