Refinance lenders in Berkshire County, Massachusetts
Fat Boy Data analyzed mortgage refinance activity in Berkshire County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,242 applications were decided by 76 lenders between 2023 and 2025.
Berkshire County at a glance
How Berkshire County compares
What the data shows
Greylock Federal Credit Union made the most mortgage refinances in Berkshire County, MA, 305 of them.
That is 34% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.
Greylock Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 82% of 390.
The typical mortgage refinance here is $115K, 49% smaller than the Massachusetts typical of $225K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Refinance lenders in Berkshire County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Greylock Federal Credit Union | 82% | 320 / 390 | 95% | $105K | 305 |
| 2 | Adams Community Bank | 76% | 130 / 171 | 95% | $115K | 123 |
| 3 | Berkshire Bank | 75% | 95 / 127 | 96% | $115K | 91 |
| 4 | The Pittsfield Co-operative Bank | 80% | 60 / 75 | 93% | $135K | 56 |
| 5 | NBT Bank, National Association | 76% | 50 / 66 | 94% | $115K | 47 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 71 more lenders.
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You are seeing the 5 largest mortgage refinance lenders in Berkshire County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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