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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in New Mexico

Fat Boy Data analyzed cash-out refinance activity in New Mexico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 15,248 applications were decided by 285 lenders between 2023 and 2025.

New Mexico at a glance

285Active lenders78 with 20+ decisions
69.1%Market approval rate10,533 of 15,248 decided
$165KTypical loanmedian lender, $10K brackets
94%Borrower take-up9,874 loans funded

How New Mexico compares

Approval rate compared
New Mexico69.1%All 616 counties68.2%
Typical loan compared
New Mexico$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in New Mexico, 2,619 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 94% of 54.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 23% approved of 222Amerisave Mortgage Corporation: 30% approved of 1,050American Financing Corporation: 40% approved of 131Lakeview Loan Servicing, LLC: 43% approved of 199Carrington Mortgage Services, LLC: 46% approved of 409New Day Financial, LLC: 47% approved of 316Village Capital & Investment LLC: 48% approved of 93Newrez LLC: 51% approved of 435Spring Eq, LLC: 52% approved of 64BMO Bank National Association: 53% approved of 99USAA Federal Savings Bank: 55% approved of 38New American Funding, LLC: 57% approved of 194Wells Fargo Bank, National Association: 59% approved of 193Mutual of Omaha Mortgage, Inc.: 60% approved of 193FirstLight Federal Credit Union: 61% approved of 296BOKF, National Association: 62% approved of 95Loandepot.Com, LLC: 62% approved of 622Navy Federal Credit Union: 66% approved of 154Sandia Area: 66% approved of 35U.S. Bank National Association: 66% approved of 77Sun West Mortgage Company, Inc.: 69% approved of 55Quorum Federal Credit Union: 69% approved of 55GECU Federal Credit Union: 69% approved of 39Flagstar Bank, National Association: 71% approved of 99Pennymac Loan Services, LLC: 71% approved of 349Del Norte Credit Union: 72% approved of 137Freedom Mortgage Corporation: 72% approved of 493Kind Lending, LLC: 73% approved of 41Primelending, A Plainscapital Company: 73% approved of 49GoodLeap, LLC: 74% approved of 280Rio Grande Credit Union: 75% approved of 113Kirtland Federal Credit Union: 76% approved of 131Guaranteed Rate, Inc.: 76% approved of 50Advantagefirst Lending Inc.: 77% approved of 56First Financial Credit Union: 78% approved of 81Nusenda: 78% approved of 147The Federal Savings Bank: 79% approved of 156Nationstar Mortgage LLC: 79% approved of 398Onity Mortgage Corporation: 79% approved of 34Rocket Mortgage, LLC: 80% approved of 3,391United Wholesale Mortgage, LLC: 80% approved of 845Plaza Home Mortgage, Inc.: 80% approved of 97Cardinal Financial Company, Limited Partnership: 80% approved of 46Magnolia Bank, Incorporated: 81% approved of 47JPMorgan Chase Bank, National Association: 81% approved of 127Top Flite Financial, Inc.: 81% approved of 43Primary Residential Mortgage, Inc.: 82% approved of 62Nations Lending Corporation: 83% approved of 46Directors Mortgage, Inc.: 86% approved of 35Waterstone Mortgage Corporation: 87% approved of 98Sunward: 87% approved of 548Equity Prime Mortgage LLC: 89% approved of 37State Employees Credit Union: 91% approved of 244Guild Mortgage Company LLC: 91% approved of 327Veritas Funding, LLC: 91% approved of 47Mortgage Solutions of Colorado, LLC: 92% approved of 63Cmg Mortgage, Inc.: 94% approved of 50Reliance First Capital, LLC: 94% approved of 34Crosscountry Mortgage, LLC: 94% approved of 54Coastal Community Bank: 98% approved of 53

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in New Mexico

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%2,716 / 3,39196%$155K2,619
2Amerisave Mortgage Corporation30%311 / 1,05097%$105K301
3United Wholesale Mortgage, LLCBroker only80%677 / 84598%$225K661
4Loandepot.Com, LLC62%387 / 62298%$205K381
5Sunward87%479 / 548100%$125K479

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 280 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in New Mexico. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for New Mexico

Mortgage lenders in New MexicoHome improvement loans in New MexicoRefinance in New MexicoInvestment property purchase in New MexicoInvestment cash-out refinance in New MexicoInvestment refinance in New MexicoInvestment home improvement in New Mexico

Counties in New Mexico

Bernalillo CountyCountyDoña Ana CountyCountySanta Fe CountyCountySandoval CountyCountySan Juan CountyCounty