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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Santa Fe County, New Mexico

Fat Boy Data analyzed cash-out refinance activity in Santa Fe County, New Mexico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,609 applications were decided by 144 lenders between 2023 and 2025.

Santa Fe County at a glance

144Active lenders16 with 20+ decisions
69.5%Market approval rate1,119 of 1,609 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,054 loans funded

How Santa Fe County compares

Approval rate compared
Santa Fe County69.5%New Mexico69.1%All 616 counties68.2%
Typical loan compared
Santa Fe County$155KNew Mexico$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Santa Fe County, NM, 236 of them.

Nationstar Mortgage LLC approved the highest share of applications among lenders with at least 20 decisions here, 92% of 36.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 24% approved of 117Mortgage Research Center, LLC: 30% approved of 20New Day Financial, LLC: 35% approved of 23Carrington Mortgage Services, LLC: 38% approved of 21Newrez LLC: 45% approved of 53Loandepot.Com, LLC: 61% approved of 66Pennymac Loan Services, LLC: 61% approved of 36Freedom Mortgage Corporation: 67% approved of 36Mutual of Omaha Mortgage, Inc.: 68% approved of 25Del Norte Credit Union: 76% approved of 102United Wholesale Mortgage, LLC: 79% approved of 102Rocket Mortgage, LLC: 82% approved of 302Sunward: 88% approved of 24Guild Mortgage Company LLC: 90% approved of 29State Employees Credit Union: 91% approved of 139Nationstar Mortgage LLC: 92% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Santa Fe County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%248 / 30295%$135K236
2State Employees Credit Union91%127 / 13991%$105K115
3Amerisave Mortgage Corporation24%28 / 11796%$105K27
4United Wholesale Mortgage, LLCBroker only79%81 / 10299%$255K80
5Del Norte Credit Union76%78 / 10295%$105K74

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 139 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Santa Fe County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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