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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Santa Fe County, New Mexico

Fat Boy Data analyzed investment home improvement loan activity in Santa Fe County, New Mexico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 75 applications were decided by 30 lenders between 2023 and 2025.

Santa Fe County at a glance

30Active lenders0 with 20+ decisions
53.3%Market approval rate40 of 75 decided
$105KTypical loanmedian lender, $10K brackets
95%Borrower take-up38 loans funded

How Santa Fe County compares

Approval rate compared
Santa Fe County53.3%New Mexico46.2%All 616 counties51.2%
Typical loan compared
Santa Fe County$105KNew Mexico$105KAll 616 counties$115K

What the data shows

State Employees Credit Union made the most investment home improvement loans in Santa Fe County, NM, 7 of them.

Lenders approved 53.3% of investment home improvement loan applications in Santa Fe County, NM, 7.1 percentage points above the New Mexico rate of 46.2%.

Investment property improvement lenders in Santa Fe County

LenderApprovalApprovedTaken upTypical loanLoans made
1Sandia AreaLimited sample30%3 / 10100%$115K3
2State Employees Credit UnionLimited sample89%8 / 988%$75K7
3Bank of America, National AssociationLimited sample14%1 / 7100%$295K1
4U.S. Bank National AssociationLimited sample29%2 / 7100%$105K2
5SunwardLimited sample67%2 / 3100%$105K2

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 25 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Santa Fe County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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