refinance lenders · HMDA 2023–2025

Refinance lenders in Santa Fe County, New Mexico

Fat Boy Data analyzed mortgage refinance activity in Santa Fe County, New Mexico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,127 applications were decided by 142 lenders between 2023 and 2025.

Santa Fe County at a glance

142Active lenders17 with 20+ decisions
80.6%Market approval rate908 of 1,127 decided
$345KTypical loanmedian lender, $10K brackets
94%Borrower take-up852 loans funded

How Santa Fe County compares

Approval rate compared
Santa Fe County80.6%New Mexico78.7%All 616 counties76.5%
Typical loan compared
Santa Fe County$345KNew Mexico$265KAll 616 counties$295K

What the data shows

Nusenda made the most mortgage refinances in Santa Fe County, NM, 68 of them.

Guadalupe approved the highest share of applications among lenders with at least 20 decisions here, 100% of 54.

The typical mortgage refinance here is $345K, 30% larger than the New Mexico typical of $265K.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 40% approved of 20Mortgage Research Center, LLC: 55% approved of 20Bank of America, National Association: 59% approved of 41Lakeview Loan Servicing, LLC: 68% approved of 25BOKF, National Association: 73% approved of 26Sandia Area: 77% approved of 26Rocket Mortgage, LLC: 78% approved of 74Del Norte Credit Union: 80% approved of 30Pennymac Loan Services, LLC: 80% approved of 20Mutual of Omaha Mortgage, Inc.: 83% approved of 23Nusenda: 84% approved of 86State Employees Credit Union: 86% approved of 79Finance of America Reverse LLC: 86% approved of 22United Wholesale Mortgage, LLC: 90% approved of 82Freedom Mortgage Corporation: 92% approved of 25Longbridge Financial, LLC: 94% approved of 33Guadalupe: 100% approved of 54

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Santa Fe County

LenderApprovalApprovedTaken upTypical loanLoans made
1Nusenda84%72 / 8694%$105K68
2United Wholesale Mortgage, LLCBroker only90%74 / 8297%$425K72
3State Employees Credit Union86%68 / 7987%$115K59
4Rocket Mortgage, LLC78%58 / 7498%$365K57
5Guadalupe100%54 / 54100%$125K54

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 137 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Santa Fe County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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