HomeNew MexicoSanta Fe CountyMortgage lenders
mortgage lenders · HMDA 2023–2025

Mortgage lenders in Santa Fe County, New Mexico

Fat Boy Data analyzed home purchase mortgage activity in Santa Fe County, New Mexico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,241 applications were decided by 230 lenders between 2023 and 2025.

Santa Fe County at a glance

230Active lenders47 with 20+ decisions
79.2%Market approval rate4,152 of 5,241 decided
$385KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,923 loans funded

How Santa Fe County compares

Approval rate compared
Santa Fe County79.2%New Mexico83.4%All 616 counties87.6%
Typical loan compared
Santa Fe County$385KNew Mexico$275KAll 616 counties$335K

What the data shows

Waterstone Mortgage Corporation made the most home purchase mortgages in Santa Fe County, NM, 354 of them.

Nations Lending Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 177.

The typical home purchase mortgage here is $385K, 40% larger than the New Mexico typical of $275K.

Approval rate of all 47 lenders with 20+ decisions here
0%25%50%75%100%Credit Human Federal Credit Union: 15% approved of 26Vanderbilt Mortgage and Finance, Inc.: 17% approved of 13421St Mortgage Corporation: 25% approved of 703Triad Financial Services, Inc.: 38% approved of 26Wafd Bank: 50% approved of 20Bank of America, National Association: 61% approved of 59Pennymac Loan Services, LLC: 68% approved of 22USAA Federal Savings Bank: 70% approved of 46U.S. Bank National Association: 71% approved of 42Dhi Mortgage Company, Ltd.: 75% approved of 110Loandepot.Com, LLC: 80% approved of 25American Pacific Mortgage Corporation: 80% approved of 20Change Lending, LLC: 81% approved of 26Del Norte Credit Union: 86% approved of 136Mortgage Research Center, LLC: 87% approved of 77Rocket Mortgage, LLC: 88% approved of 145Summit Funding, Inc.: 88% approved of 34Pulte Mortgage LLC: 88% approved of 207Sunward: 89% approved of 27JPMorgan Chase Bank, National Association: 90% approved of 87Enterprise Bank & Trust: 90% approved of 20United Wholesale Mortgage, LLC: 90% approved of 227Wells Fargo Bank, National Association: 91% approved of 57Guaranteed Rate, Inc.: 92% approved of 73Plaza Home Mortgage, Inc.: 92% approved of 74Navy Federal Credit Union: 92% approved of 52Primary Residential Mortgage, Inc.: 93% approved of 84Bell Bank: 93% approved of 116BOKF, National Association: 93% approved of 166Fairway Independent Mortgage Corporation: 94% approved of 31Nusenda: 94% approved of 136Plains Commerce Bank: 95% approved of 38Cardinal Financial Company, Limited Partnership: 95% approved of 117State Employees Credit Union: 95% approved of 59Union Home Mortgage Corp.: 96% approved of 73Waterstone Mortgage Corporation: 96% approved of 374Morgan Stanley Private Bank, National Association: 96% approved of 26Crosscountry Mortgage, LLC: 97% approved of 68Sunflower Bank, National Association: 98% approved of 183Guild Mortgage Company LLC: 100% approved of 223Nations Lending Corporation: 100% approved of 177Directors Mortgage, Inc.: 100% approved of 49Cmg Mortgage, Inc.: 100% approved of 37Gateway First Bank: 100% approved of 35Guadalupe: 100% approved of 28First State Bank: 100% approved of 26MidFirst Bank: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Santa Fe County

LenderApprovalApprovedTaken upTypical loanLoans made
121St Mortgage Corporation25%177 / 70389%$145K157
2Waterstone Mortgage Corporation96%359 / 37499%$355K354
3United Wholesale Mortgage, LLCBroker only90%205 / 227100%$415K204
4Guild Mortgage Company LLC100%222 / 22386%$325K192
5Pulte Mortgage LLC88%183 / 20799%$515K182

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 225 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest home purchase mortgage lenders in Santa Fe County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Santa Fe County

Nearby markets