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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Santa Fe County, New Mexico

Fat Boy Data analyzed investment property refinance activity in Santa Fe County, New Mexico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 114 applications were decided by 67 lenders between 2023 and 2025.

Santa Fe County at a glance

67Active lenders0 with 20+ decisions
77.2%Market approval rate88 of 114 decided
$365KTypical loanmedian lender, $10K brackets
95%Borrower take-up84 loans funded

How Santa Fe County compares

Approval rate compared
Santa Fe County77.2%New Mexico69.4%All 616 counties77.7%
Typical loan compared
Santa Fe County$365KNew Mexico$195KAll 616 counties$235K

What the data shows

State Employees Credit Union made the most investment property refinances in Santa Fe County, NM, 5 of them.

Lenders approved 77.2% of investment property refinance applications in Santa Fe County, NM, 7.8 percentage points above the New Mexico rate of 69.4%.

The typical investment property refinance here is $365K, 87% larger than the New Mexico typical of $195K.

Investment property refinance lenders in Santa Fe County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%9 / 10100%$365K9
2State Employees Credit UnionLimited sample62%5 / 8100%$115K5
3Enterprise Bank & TrustLimited sample67%4 / 675%$315K3
4Rocket Mortgage, LLCLimited sample100%4 / 4100%$585K4
5Sunflower Bank, National AssociationLimited sample100%4 / 4100%$305K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 62 more lenders.

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