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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Cowlitz County, Washington

Fat Boy Data analyzed investment property refinance activity in Cowlitz County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 93 applications were decided by 38 lenders between 2023 and 2025.

Cowlitz County at a glance

38Active lenders1 with 20+ decisions
81.7%Market approval rate76 of 93 decided
$185KTypical loanmedian lender, $10K brackets
88%Borrower take-up67 loans funded

How Cowlitz County compares

Approval rate compared
Cowlitz County81.7%Washington73.5%All 616 counties77.7%
Typical loan compared
Cowlitz County$185KWashington$435KAll 616 counties$235K

What the data shows

Fibre Federal Credit Union made the most investment property refinances in Cowlitz County, WA, 23 of them.

That is 34% of every investment property refinance originated here, so this market is unusually concentrated in one lender.

Fibre Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 96% of 24.

Lenders approved 81.7% of investment property refinance applications in Cowlitz County, WA, 8.3 percentage points above the Washington rate of 73.5%.

The typical investment property refinance here is $185K, 57% smaller than the Washington typical of $435K.

Investment property refinance lenders in Cowlitz County

LenderApprovalApprovedTaken upTypical loanLoans made
1Fibre Federal Credit Union96%23 / 24100%$55K23
2Red Canoe Credit UnionLimited sample62%5 / 8100%$95K5
3Dominion Financial Services, LLCBroker only100%7 / 729%$235K2
4Guild Mortgage Company LLCLimited sample80%4 / 5100%$335K4
5Kiavi Funding, Inc.Limited sample80%4 / 550%$185K2

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 33 more lenders.

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