refinance lenders · HMDA 2023–2025

Refinance lenders in Cowlitz County, Washington

Fat Boy Data analyzed mortgage refinance activity in Cowlitz County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,276 applications were decided by 140 lenders between 2023 and 2025.

Cowlitz County at a glance

140Active lenders13 with 20+ decisions
81.2%Market approval rate1,036 of 1,276 decided
$365KTypical loanmedian lender, $10K brackets
93%Borrower take-up967 loans funded

How Cowlitz County compares

Approval rate compared
Cowlitz County81.2%Washington79.5%All 616 counties76.5%
Typical loan compared
Cowlitz County$365KWashington$455KAll 616 counties$295K

What the data shows

Red Canoe Credit Union made the most mortgage refinances in Cowlitz County, WA, 156 of them.

Pennymac Loan Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

The typical mortgage refinance here is $365K, 20% smaller than the Washington typical of $455K.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 46% approved of 24Mortgage Research Center, LLC: 65% approved of 20Columbia Community Credit Union: 65% approved of 49Fibre Federal Credit Union: 68% approved of 88Rocket Mortgage, LLC: 72% approved of 54Red Canoe Credit Union: 83% approved of 193The Loan Store, Inc.: 86% approved of 21Das Acquisition Company, LLC: 88% approved of 25United Wholesale Mortgage, LLC: 90% approved of 157Freedom Mortgage Corporation: 92% approved of 39Guild Mortgage Company LLC: 95% approved of 60Cmg Mortgage, Inc.: 96% approved of 23Pennymac Loan Services, LLC: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Cowlitz County

LenderApprovalApprovedTaken upTypical loanLoans made
1Red Canoe Credit Union83%160 / 19398%$85K156
2United Wholesale Mortgage, LLCBroker only90%142 / 15798%$425K139
3Fibre Federal Credit Union68%60 / 8895%$135K57
4Guild Mortgage Company LLC95%57 / 6093%$365K53
5Rocket Mortgage, LLC72%39 / 5492%$375K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 135 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Cowlitz County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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