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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Yakima County, Washington

Fat Boy Data analyzed cash-out refinance activity in Yakima County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,593 applications were decided by 161 lenders between 2023 and 2025.

Yakima County at a glance

161Active lenders29 with 20+ decisions
65.6%Market approval rate1,702 of 2,593 decided
$175KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,602 loans funded

How Yakima County compares

Approval rate compared
Yakima County65.6%Washington71.3%All 616 counties68.2%
Typical loan compared
Yakima County$175KWashington$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Yakima County, WA, 405 of them.

That is 25% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 89% of 53.

Lenders approved 65.6% of cash-out refinance applications in Yakima County, WA, 5.7 percentage points below the Washington rate of 71.3%.

The typical cash-out refinance here is $175K, 15% smaller than the Washington typical of $205K.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%Lakeview Loan Servicing, LLC: 14% approved of 37BMO Bank National Association: 17% approved of 36Mortgage Research Center, LLC: 22% approved of 40New Day Financial, LLC: 27% approved of 26Amerisave Mortgage Corporation: 30% approved of 138Wells Fargo Bank, National Association: 41% approved of 37Carrington Mortgage Services, LLC: 41% approved of 59Solarity Credit Union: 48% approved of 58KeyBank National Association: 50% approved of 46Newrez LLC: 56% approved of 104Flagstar Bank, National Association: 59% approved of 37Loandepot.Com, LLC: 63% approved of 68U.S. Bank National Association: 65% approved of 51Freedom Mortgage Corporation: 66% approved of 47Gesa Credit Union: 66% approved of 155Washington State Employees Credit Union: 70% approved of 60Hapo Community Credit Union: 71% approved of 76American Pacific Mortgage Corporation: 73% approved of 73Pennymac Loan Services, LLC: 73% approved of 52Guild Mortgage Company LLC: 73% approved of 26United Wholesale Mortgage, LLC: 74% approved of 126New American Funding, LLC: 75% approved of 52GoodLeap, LLC: 75% approved of 36The Federal Savings Bank: 75% approved of 28Banner Bank: 78% approved of 37Rocket Mortgage, LLC: 79% approved of 538JPMorgan Chase Bank, National Association: 83% approved of 36Nationstar Mortgage LLC: 86% approved of 35Cmg Mortgage, Inc.: 89% approved of 53

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Yakima County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%427 / 53895%$175K405
2Gesa Credit Union66%103 / 15599%$125K102
3Amerisave Mortgage Corporation30%42 / 13895%$115K40
4United Wholesale Mortgage, LLCBroker only74%93 / 126100%$265K93
5Newrez LLC56%58 / 10498%$75K57

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 156 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Yakima County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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