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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Yakima County, Washington

Fat Boy Data analyzed home improvement loan activity in Yakima County, Washington to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,600 applications were decided by 76 lenders between 2023 and 2025.

Yakima County at a glance

76Active lenders17 with 20+ decisions
57.4%Market approval rate918 of 1,600 decided
$75KTypical loanmedian lender, $10K brackets
94%Borrower take-up867 loans funded

How Yakima County compares

Approval rate compared
Yakima County57.4%Washington68.5%All 616 counties62.7%
Typical loan compared
Yakima County$75KWashington$105KAll 616 counties$75K

What the data shows

Gesa Credit Union made the most home improvement loans in Yakima County, WA, 138 of them.

Yakima Federal Savings and Loan Association approved the highest share of applications among lenders with at least 20 decisions here, 87% of 93.

Lenders approved 57.4% of home improvement loan applications in Yakima County, WA, 11.2 percentage points below the Washington rate of 68.5%.

The typical home improvement loan here is $75K, 29% smaller than the Washington typical of $105K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 24% approved of 55Discover Bank: 29% approved of 21Numerica Credit Union: 32% approved of 31Spring Eq, LLC: 35% approved of 37U.S. Bank National Association: 39% approved of 159BMO Bank National Association: 46% approved of 39Washington State Employees Credit Union: 48% approved of 148KeyBank National Association: 52% approved of 66Banner Bank: 53% approved of 183Columbia Bank: 56% approved of 54Heritage Bank: 56% approved of 34Hapo Community Credit Union: 60% approved of 83Figure Lending LLC: 63% approved of 30Solarity Credit Union: 64% approved of 114Gesa Credit Union: 75% approved of 185Boeing Employees Credit Union: 76% approved of 50Yakima Federal Savings and Loan Association: 87% approved of 93

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Yakima County

LenderApprovalApprovedTaken upTypical loanLoans made
1Gesa Credit Union75%138 / 185100%$75K138
2Banner Bank53%97 / 18391%$75K88
3U.S. Bank National Association39%62 / 15995%$65K59
4Washington State Employees Credit Union48%71 / 14897%$55K69
5Solarity Credit Union64%73 / 114100%$75K73

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 71 more lenders.

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